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Loan Recovery Agent Harassment

लोन सेटलमेंट वह प्रक्रिया है जिसमें उधारकर्ता और ऋणदाता के बीच एक समझौता होता है, जिसमें उधारकर्ता कुल बकाया राशि से कम राशि का भुगतान करता है। यह आमतौर पर तब होता है जब उधारकर्ता वित्तीय कठिनाइयों के कारण नियमित भुगतान जारी रखने में असमर्थ होता है।