India's Best Loan Settelment Service

We negotiate with your creditors on your behalf to reduce your debt

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Comprehensive Loan Settlement and Financials Solutions

Personal Loan Settlement

Reduce monthly payments and improve cash flow

Credit Card Loan Settlement

Get lower interest rates and save money on future loans

Business Loan Settlement

Eliminate all of your debt and get a fresh start

Debt Closure

Eliminate all of your debt and get a fresh start

Anti Harassment Cell

Stop creditors from harassing you and get the peace of mind you deserve

Negotiating on Client's Behalf

Get out of debt for less than you owe.

Talking to Agents and Creditors

Get rid of the hassle of dealing with agents and creditors directly

CIBIL Score Improvement

Qualify for loans and credit with lower interest rates

Why Choose Settlement On Loan?

At Settlement On Loan, we are committed to helping you get out of debt and improve your financial situation. We have a team of experienced negotiators who can help you negotiate a settlement with your creditors to reduce your debt and get back on track financially. We also offer a variety of other services to help you manage your debt and improve your credit score.

Here are just a few reasons why you should choose Settlement On Loan:

  • We have a proven track record of success. We have helped thousands of people settle their debt and improve their financial situation.
  • We offer a free consultation. We will review your financial situation and discuss your options with you for free.
  • We have a team of experienced negotiators. We will negotiate on your behalf with your creditors to get you the best possible settlement.
  • We handle all of the communication with your creditors. You don’t have to deal with your creditors directly.
  • We offer a variety of other services to help you manage your debt and improve your credit score.

Don’t just take our word for it, hear from our clients

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Navigating Common Concerns Together.

Every question is a step closer to understanding. Let us guide you through

Loan settlement, also known as debt settlement, is a negotiation process where a borrower works with their creditors to agree on a reduced payment amount to satisfy a debt.

The borrower or a debt settlement company negotiates with creditors to agree on a lower lump-sum payment or a structured settlement plan. Once the settlement amount is paid, the debt is considered settled, often for less than the original debt.


No, loan settlement and debt consolidation are different. Debt consolidation involves combining multiple debts into one loan with a single monthly payment, while loan settlement aims to reduce the total amount of debt owed through negotiation

Typically, unsecured debts such as credit card debt, medical bills, and personal loans can be settled. Secured debts, like mortgages and car loans, are generally not eligible for settlement.

The amount you can save varies but is often a percentage of the original debt, with savings ranging from 50% or more, depending on the negotiations and your financial situation.

The duration varies, but it typically takes 45-60 days or may take several months to negotiate and settle debts. The timeline depends on factors like the number of debts, creditor cooperation, and your ability to save funds for settlements.

Creditors have the legal right to pursue legal action, including lawsuits, to collect debts. However, many creditors may be willing to negotiate to avoid costly legal proceedings. Settlement on loan will be helping you to reach on negotiation hassle free and our team of legal experts will be guiding you throughout the process.

loan settlement can have a negative impact on your credit score because it involves not paying the full amount owed. However, the extent of the impact may vary depending on your credit history and the specific terms of the settlement. Settlement on Loan helps you to improve your Credit Score through Credit Score Improvement program wherein our team of financial experts guide you in making right financial decisions.

Yes, it’s possible to negotiate loan settlements on your own by directly contacting your creditors. However, many people choose to work with professionals because they have experience in dealing with creditors and negotiating better terms.

You may continue to receive collection calls from creditors or collection agencies during the settlement process. However, once a settlement agreement is reached and paid, those calls should stop.

Typically, secured debts like mortgages and car loans are not eligible for debt settlement. The collateral (the home or vehicle) secures these loans, making them different from unsecured deb

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